Personal Background Checks: What You Need to Know (2024)

Use Cases for Personal Background Checks

Whether applying to a new job and wanting to know more about personal background checks or a potential tenant, you may want to learn how to run a background check.

In professional and personal contexts, exploring criminal history, past employment, and other elements of a person’s past can offer peace of mind and deeper understanding. However, if you plan to explore someone’s background, you must understand the legal implications of that decision, among other complicating factors. This post explores how to request a background report smartly and legally.

Can you run a background check on a person?

You can usually run a background check on anyone. If you have a person’s name, you can investigate their credit history, check their criminal record, find details about their driving record, and more. However, an important caveat is that you may not request a background check on a person without their consent.

How to Do Background Checks in a Professional Setting

The most critical aspect when you run a criminal background check depends on the purpose. Perhaps you‘re screening a job applicant you want to hire for your business. Alternatively, you’re a landlord who wants to vet potential tenants before you approve or deny their leasing applications.

In either of these situations, you will use a person’s background check report to decide their future. Numerous laws dictate what you’re permitted to do in this scenario. Crucially, you must obtain the consent of the person you vet before proceeding. Otherwise, you fail to comply with the law and disrespect the legallyprotected rights of a prospective employee or tenant.

Breaches of compliance on this level can lead to legal action. For instance,employers must comply with the Fair Credit Reporting Act (FCRA)when checking a potential employee’s background. The FCRA has several detailed steps and policies that employers must follow. These requirements concern everything from the consent form to the process an employer should use to notify a candidate about an adverse hiring decision.

Ultimately, you can run a background check for criminal records on anyone professionally. Employers, landlords, and other decision-makers must screen candidates to protect themselves legally. If an employer hires a candidate with a violent history and that person hurts a coworker or customer, the employer can be held liable and sued for negligent hiring. Not conducting a check poses a more considerable legal risk for an employer than running one.However, employers can face legal repercussions if they don’t follow the correct protocol to ensure an FCRA-compliant process.

The FCRA and other background check-related legislation can initially be complex and challenging to understand. The good news is that learning the method is possible, especially with the guidance of a legal professional. Most employers use background checks to screen new hires and never encounter legal issues. These employers are exceedingly careful about following the FCRA to the letter, as failing to comply can be costly. Hiring managers can also learn the rules and guidelines to establish smart policies that protect employers from compliance lapses.

How to Do Background Checks in a Personal Setting

Not all screenings occur in employment or a professional setting. If you wish torun a background check on someone for personal reasons, it’s entirely different from screening a potential tenant or job applicant.

Essentially, anyone has the right to learn more about an acquaintance they know personally. Sometimes, you may want to know more about someone out of curiosity. Other times, your intentions may be more about safety. Either way, with personal relationships, you can use background checks to put your mind at ease about people in your life.

Here are a few potential background checks you may conduct in your personal capacity:

Personal relationships:

Perhaps you met someone online or via a dating app. Now, you naturally want to know more about them. You’re considering a personal relationship with this person, but want to know you can trust them first. You might check your would-be partner's background to verify their identity. While most dating apps screen users, many prefer conducting checks independently to ensure their safety.

Babysitting

You’re looking for a babysitter to care for your children after school or in the evenings. You might run a background check to look for potential red flags. You want peace of mind that your children are in good hands—a background check can provide that.

Curiosity

You recently moved into a new neighborhood and noticed suspicious people at the house next door. You think they might be involved in a criminal operation, but you aren’t sure how to confirm it. Running a background check on your neighbor could be advisable in this situation. Alternatively, a new person moved intoyour building, but you sense a negative vibe from them. Again, you may use background checks to learn more about that person and determine whether your concerns are unfounded.

Self-checks

You’re preparing for a job interview and want to know precisely what an employer will see when they do a criminal record search on you. As a precaution, you can run abackground check on yourselfto ensure your record looks the way you expect it to. Increasingly, job seekers useself-background checksto ensure they don’t encounter anything unexpected during the interview and screening process. These self-checks fall into the “personal background check” category.

The rules around general background checks are less understood and not enforced as strictly as in a professional setting. When an employer requests a screening on you, they know they must obtain your consent to remain FCRA compliant. If you asked the average person whether applicant consent was necessary for an employment screening, they would say yes. Answers could vary more if you enquired about checks for babysitters or potential romantic relationships. Do you need consent if you want to run one of these checks?

The answer is complicated. Criminal history andotherinformation discovered by background checks are on public record. You can sometimes find this data by doing a Google search of a person’s first and last names. If you don’t need permission to Google them or research their social media, do you need consent to order a formal check through a background check service?

You may do so without consent if you want to conduct a name-based check on a love interest or neighbor exclusively for a personal relationship. For instance, if a dating app matches you with someone, you don’t have to notify them or ask their permission before exploring their criminal records. That relationship is strictly personal, meaning compliance with the FCRA or other background check laws is irrelevant.

However, do note that if there is an employer-employee relationship, you need written permission. This point raises a common question: Is a babysitter a personalacquaintance you can vet without formal consent?Or are they a professionalconnection whose background check must be FCRA compliant?

Indeed, hiring a babysitter to watch your kids might be less formal than hiring someone for a full-time job at your company. However, you are still the employer. As such, getting consent before conducting any background check is most advisable.

The same applies to anyone you hire to provide a service for your family—from housekeepers to investment brokers and realtors. While these relationships may blur the boundaries between personal and professional, the law considers them professional. As such, it is always better to be safely FCRA compliant.